Updated: 02 July 2024
Due to the current situation around the new COVID-19 virus (the so-called “coronavirus”) and frequent questions regarding coverage or refusal to cover the risks of conditions associated with this disease, we provide explanatory information that is relevant at the time of publication (August 04, 2020).
The subject of coverage (in simple words)
Just like with any other viral disease, the COVID-19 virus (as well as a variety of this virus) affects the body, leading to some consequences. If these consequences are such that the insured person needs medical assistance to save his life, it is provided. Expenses for in-hospital and out-of-hospital treatment, as well as medical supplies, are covered. Within the limits of a specific insurance contract. At the same time, expenses for medical services without medical necessity are not covered (that is if the conditions are not life-threatening), including disease prevention.
Insurance companies that cover the risks of COVID-19
The Uniqa life insurance company – covers the risks associated with COVID-19 as with any other viral disease. Documentary evidence.
Insurance companies that DO NOT cover the risks of COVID-19
The Armeec insurance company does not cover the risks associated with COVID-19.
The JZI insurance company does not cover the risks associated with COVID-19.
A lot of useful information about what is usually covered and not covered by health insurance in Bulgaria, read the article “Why Bulgarian medical insurance company can refuse your claim“
