Medical Insurance for Visas and Residence Permits in Bulgaria — Online

Coverage: €30,000

We will email your policy within four working hours. We are available from 10:00 to 22:00, including Saturdays and Sundays. If you need your order processed sooner, please call or email us. Printed copies of our policies are generally accepted by Bulgarian consulates and visa application centres.

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Bulgarian insurers work both through assistance companies and through direct agreements with medical providers. However, this does not guarantee that the insurer will pay the provider directly. You should be prepared to pay for medical services yourself, collect the required documents, submit a reimbursement claim and correspond with the insurer. Reimbursements to foreign bank accounts in currencies other than euros may be difficult to arrange and may involve bank fees payable by the recipient. Here, “foreign accounts” means accounts in countries that are not subject to sanctions.

Insurers do not publish comprehensive lists of clinics with which they have direct-payment agreements under compulsory insurance for foreign nationals in Bulgaria, including cover for the Schengen Area. We therefore cannot guarantee that a particular insurer has a valid agreement with a specific clinic.

If anything is unclear, please contact us before purchasing a policy. The best way to reach us is by email at [email protected].

Download the full version of our recommendations (PDF)

Insurance terms offered by Bulgarian insurance companies

Return Policy

If you decide to cancel your purchase, you may receive a full refund within 24 hours of purchase, provided that the policy has not yet come into effect.

In all other cases, refund requests must be handled directly with the insurer that issued the policy. You may do this yourself, authorise someone through a power of attorney or ask us to assist you.

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Why Choose Us

Official Insurance Broker:

“GENERAL BROKER CLUB” Ltd. (UIC 201044795) is registered as an insurance broker with the Financial Supervision Commission. Certificate No. 790-3B.

Fast Order Processing:

We send policies by email within four working hours.

Support:

We assist with reimbursement claims and help you prepare and submit the required documents.

Document Storage:

We retain your policies for three years after they expire. Upon request, we can email you a copy or arrange for an official paper duplicate to be issued. This service is free; postage or courier delivery is paid by the recipient.

Verified Insurance Offers:

We offer policies only from Bulgarian insurers that we consider reliable. We exclude insurers from our catalogue when their claims-handling practices do not meet our standards.

Payment Methods:

Available payment methods include Apple Pay, Google Pay, Visa, Mastercard, bank transfer and cash on delivery within Bulgaria.

Step-by-Step Guide to Ordering Medical Insurance

How to order Bulgarian medical insurance: a step-by-step guide.

Video Guide

You can purchase medical insurance for Bulgaria entirely online. We are an officially registered Bulgarian insurance broker. Policies are issued electronically, and printed copies are generally accepted by Bulgarian visa application centres and consular authorities. If you need the original paper documents, we can arrange delivery anywhere in the world. We issue and email policies within four working hours. We provide free advice on choosing suitable cover and assistance if you need to submit an insurance claim. If you need faster processing, please call or email us.