Some insurance companies in Bulgaria divide the risks into classes Depending on the risk class, the cost of the insurance policy also changes. It is important to know about this when buying insurance.
The principle of “All that is directly specified.” If on our site you do not see coverage options related to sports or work, this means that this insurance company does not cover these types of activities. If you see only one group of sports or labor activities, it means ONLY this group is covered and no others.
When choosing a higher class of risk for sports or work, the activities included in the lower class of coverage are not considered to be covered automatically.
Extreme and high risk activities – not covered. For example, if you decide to engage in bungee jumping, rope jumping, speleology, and similar entertainment, take a decent amount to cover medical expenses, because you have to bear them yourself.
The largest selection of options for sports and labor insurance has “Armeeс” insurance company .
About amateur sports
The option of covering amateur sports in Bulgaria implies taking up sports activities, but without participating in organized competitions. Amateur sports include alpine skiing, cycling, roller skating or ice skating on ice and similar sports activities. Of course, high risk activities are not covered.
Classes of risk in sports – “ARMEEC” insurance company – for insurance in Bulgaria
RISK CLASS I – aircraft modeling, car modeling or ship modeling, bowling, golf, orienteering, chess and similar sports;
RISK CLASS II – bambinton, swimming, diving, dancing, table tennis and similar sports;
RISK CLASS III – basketball, water ball, volleyball, boating, rowing, horse riding, kayak, biking, skating, athletics, pentathlon, squash, gymnastics, tennis on the court, fencing, football, handball and similar sports;
RISK CLASS IV – rhythmic gymnastics, sports related to driving, acrobatics, mountaineering, biathlon, martial arts, bobsleigh, boxing, wrestling, weightlifting, water skiing, diving sports, watersports, hang gliding, judo, extreme sports, karting, kickboxing, motor sport, paragliding, parachutism, cavemaning, underwater sports, rafting, rugby, sambo, mountain skiing, skiing, ski jumping, snowboarding, sports sleds, surfing, triathlon, figure skating, ice hockey, field hockey and similar types of dispute and;
Classes of risk in sports – “Bulstrad Life” insurance company- for trips abroad (not valid in the territory of Bulgaria and in the country of citizenship of the insured person)
RISK CLASS I – bowling, golf, orienteering, chess, bambinton, swimming, diving, sport dancing, table tennis, athletics, sport dancing, cricket, shooting, curling;
RISK CLASS II – basketball, water ball, volleyball, boating, water rowing (except descending on floating equipment in the mountains), horse riding, kayak, biking, skating, cross-country skiing, figure skating, squash, skateboard, sports pentathlon, squash, sports gymnastics , tennis on the court, fencing, football, handball, field hockey, water skiing, short track (ice skating);
RISK CLASS III – alpine skiing, snowboarding, bezsbol, skiing from slides, bobsleigh, rafting, descent to afloat facilities on mountain rivers, rafting, gymnastics, acrobatics;
Risk classes at work – “ARMEEC” insurance company – for insurance in Bulgaria
Work not under the contract can not be considered an insurance company as legitimate. In simple words – if you are not working legally, do not count on coverage in case of an insured event related to the performance of work.
RISK CLASS I – working in the areas of: administrative and business services, cultural activities, trade, research and educational activities, agricultural and food service workers, hygiene, hairdressers, beauticians, massage therapists, babysitters and similar activities ;
RISK CLASS II –trade, repair and maintenance of cars and motorcycles, working with personal things and household items, journalists, food and beverage production, tobacco production, textiles and textiles, health care, and similar activities;
RISK CLASS III – construction, hunting and fishing, manufacturing of metal products and similar activities;
RISK CLASS IV – detective and security activities, mining, metallurgy, military, aviation, navy, stuntmen, pyrotechnics and similar activities.
Classes of risk at work – “Bulstrad Life” insurance company – for trips abroad (not valid in the territory of Bulgaria and in the country of citizenship of the insured person)
RISK CLASS I – working in the areas of: administrative services, activities in the field of finance, insurance, culture, education, trade, agricultural workers (including livestock) and workers in the food industry working in the service sector – hygienic procedures, hairdressers, cosmetologists, massage therapists, babysitters and the like activities, trade, journalists, food and beverage production, information technologies, textile production and textiles, health care, design activities, civil aviation, railway transport;
RISK CLASS II – construction, detective and security activities, mining, metallurgy, military activities, circus activities and stuntmen, pyrotechnics, drivers, metal products;
