If you are a pensioner receiving a state pension in your home country and decide to move to Bulgaria, Bulgarian law treats you as a foreigner. You therefore need compulsory medical insurance — it is required for all foreigners who stay in Bulgaria on a short-term or long-term basis.
Therefore, when applying for a visa on pensioner grounds, you need to present a compulsory medical insurance policy.
This insurance is mandatory. A Bulgarian government ordinance sets out the insurance-cover requirements that an insurance policy for a foreigner in Bulgaria must meet.
The compulsory medical insurance policies we offer meet all Bulgarian government requirements. They are issued by Bulgarian insurance companies in Bulgarian and English and include:
- an emergency medical-care limit of EUR 30,000, covering treatment, medical transportation and repatriation1 following an accident or acute illness;
- emergency dental-treatment expenses of EUR 250;
- territorial cover in Bulgaria and the Schengen Area2.
An insurance contract (policy) can be issued for a maximum of one year. When it expires, a new policy is issued for the next period — for example, for another year.
You can find insurance terms and policy examples on this page.
Useful information about applying for a D visa is available herea.
If you are interested in voluntary medical insurance with broader cover and greater convenience, you can find information here.
Arrange your insurance in advance to avoid difficulties when extending your residence permit.
1 Repatriation is included in the insurance cover when the policy is territorially valid in Bulgaria and the Schengen Area. Read more here.
2 At the customer’s request, UNIQA offers territorial cover in the Schengen Area. Other insurers normally include cover in Bulgaria and the Schengen Area automatically.
